Insurance for the Companies That Build, Pour & Haul America.
Commercial Pro's AI agent quotes general contractors, cement and concrete companies, and trucking fleets — including UIIA-compliant coverage for drayage and intermodal carriers — across 8+ major carriers simultaneously. No portals. No phone tag. Real bindable quotes in under 60 seconds.
Insurance for contractors,
concrete, and the road.
Purpose-built coverage for the trades and fleets that move the economy — matched in real time to carriers with appetite for your class of business.
Every property.
Every owner.
One platform handles all commercial property types. Select your property type and our AI agent loads the right underwriting module automatically.
Quote in minutes.
Not hours.
Commercial Pro's AI agent replaces the entire manual quoting workflow — from carrier portal login to comparison spreadsheet.
What's covered
for you.
| Coverage Line | Apartments | Office | Retail | Warehouse | Hotel | Contractor |
|---|---|---|---|---|---|---|
| Building (replacement cost) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| General Liability | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Business Income / Loss of Rents | ✓ | ✓ | ✓ | ✓ | ✓ | Opt |
| Umbrella / Excess Liability | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Equipment Breakdown | ✓ | ✓ | Opt | ✓ | ✓ | Opt |
| Inland Marine / Tools | — | — | — | Opt | — | ✓ |
| Liquor Liability | — | — | Opt | — | ✓ | — |
| Workers Compensation | Opt | Opt | Opt | Opt | ✓ | Opt |
| Crime / Employee Dishonesty | Opt | ✓ | ✓ | Opt | ✓ | — |
✓ = Standard · Opt = Optional · — = Not applicable. Coverage specifics vary by carrier and property details.
Built for agents
who mean business.
“I used to spend 3 hours quoting a single apartment complex across 4 carrier portals. Commercial Pro does it in under a minute. The AI recommendation alone saved me from placing a client with the wrong carrier twice.”
“The coverage gap analysis is what sold me. The agent flagged that my client's restaurant didn't have food spoilage coverage before I even thought to ask. That's the kind of thing that prevents E&O claims.”
“We white-labeled Commercial Pro for our MGA network. Our agents went from 8 carrier logins to one platform. Submission volume is up 40% and declination rates dropped because the appetite matching is accurate.”
Coverage questions,
answered.
Do I need special insurance to sign a UIIA agreement?
Yes. The Uniform Intermodal Interchange and Facilities Access Agreement requires motor carriers to carry minimum auto liability and cargo coverage, with specific certificate language naming the intermodal equipment provider, before you can interchange chassis at rail ramps or marine terminals. Commercial Pro issues UIIA-compliant certificates of insurance same-day.
What insurance does a general contractor need to bid a job?
Most GCs need general liability (often with specific per-project or aggregate limits required by the project owner), workers' compensation, commercial auto for job-site vehicles, and often a builders risk policy for the structure under construction. Many bids also require a certificate naming the property owner as additional insured.
Can cement and concrete companies get commercial auto for mixer trucks?
Yes — mixer trucks, pump trucks, and other specialized concrete vehicles are rated differently than standard commercial auto. Commercial Pro's AI agent routes these to carriers with appetite for heavy specialized equipment rather than generic fleet markets that will decline or overprice the risk.
smarter?
Get your first commercial property quote from the AI agent in under 60 seconds. No signup required for the demo.